Cover Agency,Ltd
Wholesale Admitted & Excess
Standard & Non-Standard "Hard To Find"
Property & Casualty Insurance

Broad Liability Packages

Cover Agency, Ltd

Commercial General Casualty Insurance

Low Cost - Liability Combo Coverages & Packages Available

Companies: Middle Market up to $400,000,000 in Revenue

Industry Business Types Examples:

 See   Home Page For Substantial Detailed List of Company   Types and Classes, including:

  • Real Estate Industry
  • Hospitality Industry
  • Manufacturers - Industrial
  • Wholesalers - Distributors Various Industries
  • Food and Beverage Industry
  • Retail Industry
  • Media

Commercial General Casualty Insurance - Liability Classes May Include:

1. General Liability Insurance +

2. Environmental Liability Insurance +, including appropriate options for:


            a. Site Pollution Liability Insurance - Limits $1,000,000  up to $25,000,000;

                                    Multiyear Options too.

                                    Available Coverages: Bodily Injury & Property Damage;

                                    On-Site and Off-Site Clean-Up for Pollutants (including Legionella,                                       Mold, Waterborne & Airborne Polluting Substances).


            b. Contractors Pollution Liability Insurance. +


            c. Product Pollution Liability Insurance (Third Party Coverage)  - Insurance Against                Bodily Injury and Property Damage Resulting from Defective Products. High                      Limits Available. Possible Perils Include: Malicious Tampering, Actual                                  Contamination, Government Recall, Product Extortion, etc. +

3.  Restaurant Secure - Food Borne Illness Insurance; Limits $1,000,000 to $25,000,000.        Additional Coverage Layer Possible. Coverage Includes: Product                                        Replacement, Product Withdrawal Expense, Loss of Gross Revenue and                            Additional Expenses, Extortion Expense, Rehabilitation Expense,                                        Investigation and Consultant Expenses. +

4. Contaminated Products and Product  Recall  Insurance (First Party) - Limits $1,000,000    up to $100,000,000, depending upon geographic location, product                                      classes, claims history. Coverage may include: Product Refusal,                                          Product Extortion, Intentional Impairment of Ingredients,                                                      Government Recall, Product Withdrawal Expenses, etc. +

5. Commercial Auto and Truck Insurance +

6. Workers Compensation Insurance +

7. a. Kidnap Insurance - b. Extortion Insurance - c. Ransom Insurance +

            Limits up to $25,000,000, or more. Policy Terms: 1 - 3 Years.

            Coverages Include: Ransom Money, In-Transit Loss of Ransom                                           Money, Advisor and Consultant Expenses, Judgments, Defense                                         Costs, Settlements.

8. Inland Marine and Motor Truck Cargo Insurance - Insuring Fork Lifts, Miscellaneous           Equipment. Also, insuring truck and train transportation of goods.


Priscilla Li, Vice President

Cover Agency, Ltd


Phone: (718) 591-2400


After Hours Sales Inquiry ("Text" Contact): (347) 551-0800

Administrative Office Address:

179-14 Union Turnpike

Fresh Meadows, Queens, New York 11366 



TOP Commissions


Artisan Liability

Auto Dealers-Call 718-591-2400

Auto Repair Shops

Automated Crime Fidelity Insure

Automated Director Officers Liab

Automated Employ Pract Liab

Automated Fiduciary Liab

Automated Int'l Travel

Automated Managment Liab

Automated Motor Truck Cargo

Automated Prof'l Liab

Automated Quotes

Automated Umbrella Liab

Bonds - Call 718-591-2400

BOP- Business or Real Estate

Construction Insurance

Contamination insurance

Contractor G Liability NY

Contractor Liab IL IN OH CT

Critical Illness Insurance

Data Breach Ins - Low Cost

Disability Income-Sickness To 70


Disability Income Bus's Buyout

Disability Inc- Lump Sum Paid

Disability Inc- $50,000,000 Maximum

Disability Income - Lloyds


Educators Liability Insurance

Employment Practices Liability

Environment Company Pollute

Environment Contractor Pollute

Environment Healthcare Site Liab

Environment Prof Liability Svces

Environmental Insurance

Environmental Site Pollution

Excess Disability Income-BIG

Fiduciary Insurance Pkg

Food Industry Call 718-591-2400

Garage Liability - Keepers

Health Hipaa Info Data Liab

Homeowner 12 Payments NY

Inland Marine Insurance

Int'l Comprehensive Bus's

Int'l Health Ins: 718-591-2400

Int'l Travel & Business

Kidnap, Ransom, Extortion Ins

Lawyer Malpractice

Lessor Ins Call 718-591-2400

Life  Sciences Industry Pkg

Long Term Care Insurance

Lumber Products Pkg-Call 718-591-2400

Malpractice Non-Standard Lawyer

Malpractice Attorney's LowCost

Medical Data HIPAA Liability

Medical Facility Liability Pkg

Medical Facility Umbrella Liab

Medical Facility Pollution Liab

Medical Facility EPLI, D&O, Fidelity

Merger and Acquisition Ins

Motor Truck Cargo Ins


NY Action Over Coverage-Yes

Ocean Marine Insurance

Product Recall Ins

Professional Liability 900 Classes

Prof Liability- Architect, Engineer

Professional Liability- Contractor

Public Entity Town Utility Liab

Real Estate - Superior Programs

Real Estate-Big Capacity 7185912400

Recreation, Sports Pkg- Call 718-591-2400

Restaurant Contamination Insure

Restaurants - Call 718-591-2400

Restaurants, TakeOut 718-591-2400

Retail, Wholesale, Mfger

Structured Credit Ins 718-591-2400

Sub-Contractor Liability NY CT IL IN OH

Superior BOP

Surety Bond - Call 718-591-2400

Technology Company Pkg

Truck Insurance NY CT

Umbrella Liability Classes

Vacant Realty-Call 718-591-2400

Web Company Pkg

Wood Products Pkg 718-591-2400

Website Builder